The management in the office invited a speaker including financial managers from the Company, Sunlife Canada (Philippines) who conducted a seminar about managing finances. They also presented the vision and mission of the company and its products and services to us which is also a form of sharing their ideas and marketing of their products.

In the seminar, I have learned that there are three (3) stages in a person’s financial life as follows:

1. Man at work – It is to believe that when man working hard to earn money.

2. Man and Money at work – This is the time when man works to earn money and the excess money earned use to produce wealth that results into a passive income.

3. Money at work – At the time of retirement, when man at the right or early age invested money in the right way expected that will not worry about its finances that could help sustaining daily needs.

In addition, I have also learned the people’s behavior on money with regards to status in life: Poor (Income less Expenses equals Savings), Middle Class (Expense less Income equals Debt) and Rich (Income less Savings equals Expenses).

The morale in the seminar is categorized as follows:

1. Time – Save as you can.

2. Money – Saves as much and as regular as you can.

3. Interest rate – Find better than inflation interest rate.

Thank you to the persons involed who presented the seminar especially to Sunlife Canada (Philippines) for the informations you have shared to us.


Today, April 26, 2011, the Bank of the Philippine Islands (BPI) Asset Management introduces the country’s first full service online facility – Investment 3.0, the latest innovation in the banking industry and in celebration of the company’s 160th year anniversary held in Manila Hotel Peninsula, Makati City, Philippines.

With this advance electronic facility, the clients and investors could now experience the convenience in initiating investment transactions or products for both institutions and individuals. BPI also enables customers to apply, inquire and transact investment funds via internet platform. The management is also committed to educate and empower Filipinos on how they could build wealth through investments, thereby converting savers into savvy investors.

“We have migrated our investment facility online to take advantage of the pervasive internet technology that will empower our investor clients to transact anywhere at any time at their convenience. This frees up more of their precious time that could be spent on other important business agenda or with their families. Truly, growing and managing investment funds is easy with BPI Asset Management”, according to Ms. Ma. Theresa Marcial Javier, SVP, Group Head and Chief Investment Officers of Asset Management and Trust Group in the Bank of the Philippine Islands.

Group of bloggers, media, investors or clients and magement have witnessed the launch of this Investment 3.0 – the country’s first full-service Online Investment Facility.

To all interested parties and clients who want to know more about BPI’s Investments Online Facility, products and its services may visit www.bpiassetmanagement.com or visit any BPI branch near you.