BUYING A HOME IN 2015? HERE IS A LIST OF THINGS TO KEEP IN MIND

Global property portal Lamudi Philippines compiles a guide to buying property to supercharge your house hunt

Get your wish list ready, familiarize yourself with the market, get your finances sorted out, and connect with a trusted Real Estate professional. If you plan to finally become a homeowner in 2015, here’s a list of things to keep in mind to get you moving up the property ladder and owning your dream home.

First Stage: The Dreaming Phase

The very first stage of the house-hunting process is the dreaming phase. Imagine yourself living in a particular neighborhood, your kids going to nearby schools, and your entire family enjoying the area’s parks and other amenities.

This phase has no definitive start time or length, so get yourself immersed as thoroughly as possible in the process. Explore neighborhoods, look at photos online, compare listings and property prices, and imagine yourself finally moving into your dream home. Once you get a clear picture, it’s time to move to the next stage.

Second Stage: Search and Discovery

Once you feel you are ready to make a choice, it is time to move to the search and discovery stage, in which you narrow down your options to areas and districts that fit your needs and lifestyle.

This is also the stage when you need to speak to a licensed Real Estate broker to help with your search. He or she will help you get the facts, and connect with a loan officer or mortgage lender to get your finances sorted out, who will then run some numbers and do a full review of your finances. The loan officer will also marry that data with housing loans offered by different banks and teach you about the different loan options and interest rates, among other things.

To help you get through this crucial stage, here’s a list of guidelines:

  1. Evaluate your needs and lifestyle: Do you prefer a suburban house that is near good schools for your kids? Or are you a committed city dweller who is willing to trade small space for proximity to shopping malls and business centers?
  2. If you are buying using a housing loan, how much monthly repayments can your income accommodate? As a rule of thumb, do not allocate more than 30 percent of your monthly take-home pay to your monthly installments.

Third Stage: Taking the Plunge

After weeks or months of searching, you will have seen enough houses and asked plenty of questions to know the market inside out. By this time you already have a list of likes and dislikes that will help your broker narrow down the search. If a property that meets your requirements comes on the market, your broker will let you know immediately, and you can schedule a viewing as soon as possible. At this point you must be ready to make an offer and negotiate. It also helps to provide proof that you have been pre-approved for a housing loan.

At this stage, it is very important that you have done your homework to avoid experiencing buyer’s remorse. Although sometimes this feeling in unavoidable, it can be prevented by following these guidelines:

  1. Be aware of the property developer’s track record. Does it have a good reputation, and does it turn over high-quality units and on time?
  2. Study carefully the financing options available for you. Do not jump into the first bank who makes you an offer; instead, focus on the one that offers you the maximum benefit.
  3. Do not hesitate to request an inspection. You will eventually live in the property so make sure to inspect every nook and cranny.

Launched in 2013, Lamudi is a global property portal focusing exclusively on emerging markets. The fast-growing platform is currently available in 28 countries in Asia, the Middle East, Africa and Latin America, with more than 800,000 real estate listings across its global network. The leading real estate marketplace offers sellers, buyers, landlords and renters a secure and easy-to-use platform to find or list properties online. For more information, please visit http://www.lamudi.com.ph


ASIA: THE WORLD’S SKYSCRAPER CAPITAL

Global property portal looks at region’s sky-high towers.

Home to the bulk of the tallest towers on the planet, Asia is without a doubt the world’s skyscraper capital. From Dubai to Shanghai, the region dominates the list of the world’s supertall buildings.

Of the top 10 tallest towers around the world, just two – the recently completed One World Trade Centre in New York City and the Willis Tower in Chicago – are located outside Asia and the Middle East.

Stacked one on top of the other, the 10 tallest towers in Asia would measure more than five km into the sky. These top 10 tallest towers are shown on a new infographic, released by global property portal Lamudi.

With its towering commercial centres and tendency towards high-density living, China leads the world in skyscraper construction. Of the record-breaking 97 buildings measuring 200 meters high or taller that were completed around the world in 2014, 58 of these were located in China. This represents roughly 60 percent of the global total, according to figures recently released by the Council on Tall Buildings and Urban Habitat.

Skyscrapers-infographic_Asia

The city of Dubai currently holds the title for the world’s tallest skyscraper. Reaching 829.8m high, the Burj Khalifa is the tallest artificial structure on earth. For those without a serious fear of heights, the super tower is also home to the world’s highest observation deck, located on the 148th floor.

The Makkah Royal Clock Tower Hotel in Mecca, Saudi Arabia, is the region’s second tallest tower. Located close to the world’s largest mosque, Masjid al-Haram, the five-star hotel is designed to cater for Muslim pilgrims visiting the holy city. The structure has 76 state-of-the-art elevators offering easy access to the mosque for prayers.

In third place is Taipei 101 in Taiwan, which stands at 508m and was once the tallest building in the world. The skyscraper’s unique design is based on the number eight, which is considered lucky in Chinese culture. The design was chosen to withstand the earthquakes and typhoons that are common in the country.

Elsewhere in Asia, the Shanghai World Financial Center, the International Commerce Centre in Hong Kong and the Petronas Towers in Malaysia also make the top 10 list.

Currently under construction in China is the 632m Shanghai Tower which, once completed later this year, will be the world’s second tallest building. However, at 660m, the Ping An Finance Centre in Shenzhen will overtake the Shanghai Tower in 2016.

Set to reach 1km into the sky, the Kingdom Tower in Saudi Arabia will take the title of the world’s tallest building once it is completed in 2019.

ABOUT LAMUDI

Launched in 2013, Lamudi is a global property portal focusing exclusively on emerging markets. The fast-growing platform is currently available in 28 countries in Asia, the Middle East, Africa and Latin America, with more than 800,000 Real Estate listings across its global network. The leading Real Estate marketplace offers sellers, buyers, landlords and renters a secure and easy-to-use platform to find or list properties online. For more information, please visit http://www.lamudi.com.ph


GetMed: Revolutionizing Healthcare In The Philippines

We have all experienced the difficulties of finding a doctor and quickly get an appointment. More importantly, on emergency situations, we might not even have an idea where the nearest hospital is or which doctor to call.

For Arthur John Abarquez, one of the founders of UNA I.T. SOLUTIONS, it was on a Maundy Thursday a few years ago when his wife suffered a serious fall, which resulted to shattered bones in her left forearm and hand that compelled him to recognize this need. “We rushed my wife to the hospital but the ER Doctors couldn’t do anything to relieve her pain. They needed a specialist who, at that time, since it was a holiday, was not available. It took them several hours to locate a doctor who had to travel from Calatagan, Batangas to Manila. It was grueling hours of waiting for my wife and myself. I wanted so much to help her but I was helpless, we were at the mercy of the capabilities and the reaction time of the hospital where we brought her,” he shared.

“Had a medical directory, at the very least, been available then, it would have helped us locate the nearest available doctor, not necessarily from the hospital we brought her to but still within immediate reach,” Arthur added.

From L-R- Arthur John Abarquez, Paolo Castaño and Chris Hatton
From L-R- Arthur John Abarquez, Paolo Castaño and Chris Hatton

UNA I.T. SOLUTIONS, the company behind the Health Lifestyle app calledGetMed, envisions the product to revolutionize healthcare in the Philippines. The company was built in collaboration with some of the country’s profile experts in pharma, information technology, and consumer marketing – all coming together for one direction – to develop a product that would give everybody an upperhand in managing their healthcare, emergency or otherwise.

GetMed simplifies patient experience in just one touch of a button.  Just as how we use online tools to book a restaurant or request for a cab service, patients will certainly demand the same experience in self-booking a doctor’s appointment.

“You would not even want to entertain the idea of waiting,” says Paolo Castaño, a reputable pharma and marketing expert, “so GetMed capitalizes on convenience. With the app, you can conveniently book appointments with MDs, find out nearest hospitals or clinics. The app can immediately give you a directory of doctors grouped geographically and according to specialization.” It is also linked to Waze so you get to manage traffic as you proceed with your respective appointments.

Unlike the many medical apps which are limited to information base, GetMed is highly interactive. “The app is not just an information base, but engages the doctors, patients, and helps build a better lifestyle on day-to-day basis,” shares Chris Hatton, an I.T. expert who had professional stints with a leading global software company in Europe & the Middle East and specialized in Government contracts

A free download, GetMed Version 1 is available in Android and IOS version. Initially, Version 1 has over 17,000 registered doctors on the database, covering the majority of the country. It also has over 3,000 Hospitals, Clinics & Barangay Health Centres located in Luzon, Visayas & Mindanao. All listings for both doctors and hospitals are 95% accurate.

“A lot of things are coming for the app,” says Chris, “but we do not want to rush things. Importance of the app right now, with Version 1, is the simplicity and usefulness. We just want to make sure we are doing it the correct manner.”

GetMed is aimed at making the Philippines a major player in the app-business, a product that is made in the Philippines that will make us proud. Its mission is to bring healthcare at the touch of a button, manage your healthcare more efficiently, conveniently and more precise.

“We believe in the project. And Philippines is the right place to launch this kind of product and that’s important.  We have such great faith in the Philippines. Great technology skills. We’re very Filipino. We have Filipino staff. We use Filipino developers. We are proud that this is a Filipino-made product. It’s the first time that we are consolidating the data of doctors and patients into one big picture. We’re bringing quality life.”


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Seven Amazing Beachfront Properties That Will Get You Dreaming of Summer

Summer is still about three months away, but to warm things up a bit, let’s look at these seven gorgeous beachfront properties from Lamudi Philippines (http://www.lamudi.com.ph/) that will get you dreaming of summer.

1. Tablas Island, Romblon

Selling price: Php228 million
This 24-hectare lot, located in Tablas Island in the province of Romblon, comprises four beautiful coves with white-sand beaches, and a picturesque hilltop that offers spectacular views of the sea. This beach lot is a great location for a commercial or residential resort development.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

The island (and the entire province of Romblon) is served by Tugdan Airport, located in the town of Alcantara. Fil-Asian Airways operates regular flights from Manila.

2. Busuanga, Palawan

Selling price: Php10 million
Located along Ocamocam Beach, fronting the famous Black Island, is this 2.57-hectare beachfront property in Brgy. New Busuanga, in Busuanga, Palawan, is very close to Calauit Island and other neighboring islands, making this beachfront lot an ideal location for island hopping and scuba diving. The property’s back lot is a hill that offers spectacular view of the ocean, sunset, and mountains of surrounding islands.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

Francisco Reyes Airport serves Busuanga and neighboring Coron. Both Cebu Pacific and PAL Express (a subsidiary of Philippine Airlines) have regular scheduled flights here from Manila.

3. Cadlao Island, Palawan

Selling price: Php35 million
This 4.5-hectare beach lot, located in Cadlao Island, Palawan, and directly facing the town of El Nido, is currently selling for Php35 million. The property is accessible via a 15 to 20 minute pump-boat ride from El Nido, and is surrounded by a lush landscape that the area is famous for. With an abundance of fine sand and natural rock formations surrounding the area, this property is quite the find.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

Lio Airport serves the town of El Nido. Flights from Manila take one hour and 15 minutes.

4. Taytay, Palawan

Selling price: Php30 million
This 8.8-hectare lot, located in Taytay, Palawan, boasts 400 meters of white-sand beach and large forest trees. It is located 40 minutes away from the town center via boat, and is suitable for building a resort or your dream house.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

The town of Taytay is approximately 60 kilometers from El Nido’s Lio Airport.

5. Laiya, San Juan, Batangas

Selling price: Available upon request
For many Metro Manila residents who want to go to the beach, but prefer to stay within driving distance, Laiya in San Juan, Batangas, is the perfect accessible getaway. This 35-hectare beach lot offers great views of Tayabas Bay and boasts rocky cliffs.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

To get to San Juan, Batangas, commuters can take the South Luzon Expressway to Calamba, then the STAR Tollway to Lipa City. From there, take Torres Street to Padre Garcia, then Garcia-San Juan Road to San Juan.

6. Balabag, Boracay Island

Selling price: Php24.5 million
A 2,450-sqm beach lot overlooking Boracay Island’s eastern coast, this property is close to Mount Luho and a stone’s throw away from the newly developed Boracay Newcoast. Ideal for hotel or resort development, this property located in Boracay’s secluded corner is being offered for Php24.5 million.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

Boracay Island is served by Caticlan and Kalibo airports, both located in Panay Island.

7. Maosonan Island, El Nido, Palawan

Selling price: Php250 million
Its name means ‘mystery’, which makes this tropical paradise all the more intriguing. Located in Brgy. Sibaltan within the municipality of El Nido, this 45-hectare lush island would be any Real Estate hunter’s dream. While pricey (Php250 million), it is located on the less crowded east side of El Nido facing the Sulu Sea, for a more private, secluded getaway.

Photo via Lamudi Philippines
Photo via Lamudi Philippines

How to get there

Visitors must travel from El Nido town, where Lio Airport is located, to Brgy, Sibaltan and take a boat ride to Maosonan Island.


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