Secrets To Increase Your Cash Flow

Do you want to know and understand the secrets to increase your cash flow?

To increase one’s personal cash flow from negative to positive or from nothing to higher is done with a process of principles and applications in your daily lives. In doing this, you should avoid comparing yourself to other people in achieving your goals.

One of the secrets to increase your cash flow is your willingness and determination to change or maintain your lifestyle.

If you are spending more of what you earn, now is time to change your lifestyle. You have to do an accounting and budgeting of your daily expenses. Determine your needs and wants. If you have bills to pay, you should willing to settle them regularly. You have to minimize your expenses to save money.

If you want to increase your income, you can do a part-time job or opportunities without letting go your regular job. Aside of being a regular employee in a Real Estate Company, I also do part-time bookkeeping and taxation to clients whether by referral or relatives. Owning a Blog Site is also an opportunity for me to earn other income through blogging, product reviews, online projects and online advertisements.

I encourage you to save money as much as you can. For me, I opted to increase my monthly Pag-IBIG or HMDF contributions as part of my way of saving money and this contributions is also earning dividends. The earlier and higher of contribution that you’ve started to save, the higher of money that you will receive in the future. You have to set aside money in a regular basis and have the discipline of saving and spending less in your daily living.

For me, instead of dining in a class restaurants, I prefer to dine in a small business eating places to save more money. We have to learn the value of savings and be willing to start small. It really takes discipline, determination, time and hard work to reach your goal.

If you you’re now ready and have enough money for another investment, you can invest it in a bank for a time deposit, invest in a pre-need or pension plan for your retirement, mutual fund or stocks and/or start your own business.

The’re more ways to increase your cash flows and eventually into a financial freedom.

I encourage you to acquire and read books related to financial stewardship and also attend seminars and get an advice from successful and experienced wealth coach, proprietors, parents and businessmen.

Do you want to learn more the value of savings, wealth and practical ways of financial freedom?

Well, It’s time to invest your money to Mr. Chinkee Tan’s CHINK+ Do-it-Yourself MONEY KIT. Learn how to save, budget, invest and stay debt-free.


The Money Kit costs Php.2,500 but when your order it now, you can have the Chinkee Tan’s other books for free.

Chinkee Tan books on the other also offers huge discount. You can buy 4 books and get 1 for free for Php1,250 and you can buy 3 books at P 900.00. (Chinkee Tan’s book costs P300-P400 each).

The wealth and life coach, Mr. Chinkee Tan will have a conference (How To Retire Before the Age of 50) on Saturday, June 20, 2015 at 1:00pm – 6:00 pm. Venue: Metrowalk Plaza, Meralco Ave., Pasig. They offer less P1,000.00 promo for those who will register early.. So the Gold  costs = P 800.00  (Regular price is P 1,800) , Silver= P 600.00 (Regular Price is P 1,600.00) and Bronze= P 400.00 (Regular Price = P 1,400.00)

How To Retire Before The Age of 50

If you want to invest your money on Mr. Chinkee Tan’s Books and Training Programs,  just fill-up this form. You will receive an opt-in confirmation email to ensure you are not being added without your consent. Once you confirm, you will get an email that has the links to purchase Chinkee Tan’s books and training programs.

[Disclosure: I am an accredited online lead generator for Chinkee Tan’s Book and Training Programs] 

Ergo Home: Finding Small Space Living Solutions For Metro Manila

Ergo Home’s convertible, multi-functional space-saving furniture designs create all the space you need.

With the demand for affordable housing units on the rise, developers maximized available floor space at a condominium developments to the smallest possible liveable space. It is not uncommon for some units to be as small as 18-square meters, making it a cramped one for a starting couple.

Ergo Home has come with original lifestyle solutions to customize any space according to your needs with this in mind.

The following videos will show to you the Ergo Home Designs:

1. Living Room the converts into a Bedroom

Transform a living room into a spare bedroom with the use of a couple of functional furnishings. A sofa of durable stacking foam can be transformed into a casual sleeping space by just rearranging the foam stacks. It raises the idea of lounging around in one’s living room to a different level.

Shelving unit at the back hides a single bed. By sliding a wooden panel, a recessed section holding the folding bed is exposed. With just a pull on the handle, the bed is set up in instant.

2. Tatami Room

A 14-square meter condominium unit can easily be transformed into a variety of living spaces with just a couple of handy furnishing units.

To provide needed storage space in this unit, the floor is raised by about a feet from the floor. The steps leading into a room hide drawers where thins can be headed. More space is avialable under the floorboards. A vacuum pull is used to open the wooded panel to expose additional storage.

3. Complete Condo Unit Display

Condominium unit uses a number of storage solutions to maximize its 18-square meter space.

Built in to a shelving unit at a side of the room is a workspace. On the other hand, a kitchen counter and cupboard is hidden inside a cabinet that can be tucked away at a corner space.

The refrigerator and sink is incorporated into another shelving space, while the bed is hidden behind a wooden. If an extra be is needed, a sofa bed can be used.

The center table has adjustable legs that can be raised to transform it into a dining table.

4. Dorm-style Display

This dorm unit has ample shelves where students can pile their books and equipment. A workspace is built into the shelf, while drawers at the end can be used to keep clothes.

A panel at the end of the shelves can be pulled down to reveal a single bed. Behind the bed is an additional shelf space to house private keepsakes or precious items.

If the room is to be used by two students, another similar shelving unit will provide needed workspace and bed in similar fashion.

Ergo Home president and CEO Philip KC Ng says, “Ergo Home was officially launched with the introduction of the Ergo Space home furniture line. Ergo Space will expand your small living room into a dining room, and/or a bedroom seamlessly in seconds, all within the same area. A seamless conversion and happy living maximizing your home investment through transformable space-saving modern furniture.”

To provide added value to clients. Ergo home offers free professional consultation and 3D model design, to enable you to customize and visualize your space into your dream unit before it is actually made.

Free delivery and installation of your furnishings are included to take away the stress of having to assemble and fit everything by yourself.

Visit the showrooms of Ergo Home at SM Mall of Asia (+632)831-4110, SM Megamall, Cebu and Davao and soon, SM Aura.

Exciting Easter Escapades for the Family at Sky Ranch

Parents, their kids, and other adventurous souls who want to experience a more exciting Easter can now rush to the Sky Ranch in Tagaytay for fun rides and more prizes beginning March 29 up to April 5 this year.

The SM-owned Sky Ranch has gained attention and popularity as the go-to-place for fun rides, mesmerizing families who want something more exciting from the daily grind, and yet something that can likewise shelter them from the usual hustle and bustle of city life. The Sky Ranch has provided all that with its 19 heart-pounding rides. Those who would like a touch of nature can do a bit of horseback riding while viewing the panoramic vista of Taal Volcano. A weekend escapade can be wrapped up by a stay at the nearby Taal Vista Hotel on Aguinaldo Highway in Tagaytay.

Sky Ranch’s current “Eggciting Escapade Promo” will dazzle Easter celebrators with a live show featuring the funny Mr. Eggbert on April 5. A purchase of ticket rides worth P500 from March 29 up to April 5 will get one free ride-all-you-can event pass and one free loot bag. An eye-catching unique costume that makes you stand out from the rest will also bring a special prize.

Mr. Eggbert will start and end the Easter Event as its emcee. The musical dance numbers are guaranteed to invite participation from the audience. Then there are the games which will keep everyone happily on their toes, challenging them to find common patterns in “The Egg Match”; bring out their creativity in the “Eggciting Art Attack;” and see how good they are in a make-believe kitchen in “The Kettle Kornn Poppin’ Fun Game.”

The SM-owned Sky Ranch in Tagaytay is open daily from 8 AM to 10 PM during the weekends, and 10 AM to 10 PM during weekdays. From Manila, Sky Ranch is accessible through the South Luzon Expressway (SLEX) exit to Santa Rosa, Laguna, and from there, travelers can feast their eyes on the panoramic views while on a road trip along the Santa Rosa-Tagaytay Rd. going up the hills and landscapes to Tagaytay.

Sky Ranch Tagaytay is a 5.5-hectare development by SM Prime under Commercial Properties Group and Family Entertainment Center, a wholly owned subsidiary of SM Prime in charge of the creation and installation of rides in Sky Ranch and in By The Bay park adjacent to the SM Mall of Asia in Pasay City.

For more info, you can visit its Facebook Page (, or reach them through phone (8570100 loc 1450) or email at

SM Prime is the property holding firm of the SM Group of Companies, which has major business interests in banking and retail sectors apart from property segment. SM Prime has developed key establishments in the residential, office, hotels and other leisure-oriented projects. Celebrates its Third Year Anniversary with a 3-Day Shopping Extravaganza

Did you know that Lazada Philippines, a part of Lazada Group which operates Southeast Asia’s number one online shopping and selling destination, is celebrating its third anniversary this month with three days of sales from 24 to 26 March 2015?

Lazada Group has seen rapid growth since its launch in March 2012. The company now has over 4,000 employees across the region and has raised approximately EUR 520 million in funding from leading sector specialists and investors including Temasek, Tesco, JP Morgan, Kinnevik and Rocket Internet, among others.

In December 2014, Lazada Group’s GMV exceeded US$70 million, supported by the success of the month-long Online Revolution campaign which kicks off annually on 11 November. Its sites and mobile applications saw over 40 million unique visitors during the month of December. This performance is testament to the company’s focus on delivering an effortless, secure and reliable one-stop shopping experience for its customers. 

Lazada Group’s growth is also a result of its rapid assortment expansion driven by its unique position to provide brands and merchants simple, fast and direct access to approximately 550 million consumers in six countries through one retail channel. The number of sellers on the marketplace platform, which now accounts for approximately 75% of overall sales, crossed 10,000 in December 2014.

Addressing the logistical challenges in the region, Lazada Group is investing heavily to develop its infrastructure. The company now has eight warehouses and a dedicated Lazada Express last mile delivery fleet with 50 hubs covering 80 cities. In addition, Lazada Group has partnered with 60 express transport and courier companies across the region to provide customers with quick and reliable delivery.

“We are delighted to be celebrating our third year of rapid growth this month. Looking ahead, Lazada will continue to focus on increasing its assortment range, expand our logistics infrastructure and payment solutions to further enhance the effortless shopping experience for our customers,” says Inanc Balci, Co-Founder and Chief Executive Officer of Lazada Philippines. has been growing in line with the group and received 18 million visits in December 2014. By continuing to focus on developing the marketplace platform to support brands and merchants, the company reached more than 1,600 sellers by the end February 2015, who were supported by 1500 employees.

Following the success of the Online Revolution campaign last 2014 and the Mobile Power Sale last February 2015, consumers can expect more from the upcoming birthday sales from 24 to 26 March. Simply log on to and on the Lazada Mobile App to get a chance to be part of the biggest birthday extravaganza from

Are you curious of what to expect during the 3-Day Birthday Shopping Extravaganza? Here are some hints: 

  • 3 Days of Flash Deals on exciting products from 8:00 AM until 8:00 PM;
  • Announcement of Discount Vouchers for the Night Shoppers (12:01 AM – 7:59 PM);
  • Best-selling Items marked at its best prices;
  • Fun contests and games on the Lazada PH Facebook Fanpage;
  • Hot discounts and bundles available on the Lazada Mobile App

Inanc Balci added, “We thank our customers for their support and hope they will enjoy the birthday sale promotions as part of Lazada’s anniversary celebration.”

Believe In Who You Are Even If No One Believes In You

Everyone of us has a different status in life in terms of family background, economic status and social status in the community.

There’re times when some persons who are in the upper class look down the lower class as hopeless and worthless.

The author of the book that I have read stated that one of the greatest lies a man could ever take as truth is the feeling of rejection in the process producing the feeling of worthlessness.

We should never allow others to look down at us in attaining our dreams in life. There’s no connection to your worth as a person of your family’s lack of provision, appearance or family background.

Even if all people that surrounds us would think we are nothing; but we think we could be something, we will surely succeed.

Besides, even if all are against you and no one believes in you, there is a God who believes and loves us unconditionally and He does not create a nobody but He only create a somebody, if you believed in Him.

This is my day one (1) reading from a book entitled ALWAYS CHINK+ “HOW TO INSPIRE YOURSELF TO INSPIRE OTHERS” authored by Mr. Chinkee Tan.

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